• Unsecured funds up to $400k
  • Flexible repayment options
  • Terms from 3 to 12 months
  • 60 second online application decision
  • Typically no financials required
Business Loan
Our business loan is a simple financing solution that can get you the working capital you want for your business. With high approvals and funding in days, our loan is perfect for business owners looking for flexibility.
Instead of monthly payments, the Capify business loan has a fixed, daily repayment schedule allowing you to better manage your cash flow and budget more effectively.
Is your business seasonal? No problem. Our "Flex" program can adjust to the highs and lows of your business cash flow.
Merchant Cash Advance
A Merchant Cash Advance is designed to match the cash flow of your business. Rather than fixed daily repayments, a small percentage of your credit card and EFTPOS sales is repaid daily for the term of your advance. This provides businesses with the flexibility to make lower repayments during slower periods
If your business has fluctuating cash flow, no problem -
our Merchant Cash Advance adjusts to meet the daily needs of your business
What is Xero?

Xero is easy to use online accounting software that's designed specifically for small businesses.

It's all online, so you can work when and where you want to. Just login with your PC, Mac or mobile.
Your bank statements are automatically imported and categorized, letting you see your cashflow in real-time.
Invite your team and work together on financials. You can collaborate over your up-to-date numbers.
Xero has all you need to run your business - including invoicing, paying bills, sales tax returns, reporting and much more.